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Fdazar > Blog/News (Page 15)

Good Faith and Bad Faith Insurance: What It Means to You

When you file an insurance claim with an insurance company in Colorado, that company owes you a duty to act in good faith. This means that the insurance company must not look for ways to escape its obligation to investigate the claim or to pay you. Doing so would constitute bad faith. Bad faith claims and lawsuits may stem from a number of actions or failures to act by insurance companies. Here are some causes for legal action against bad-faith insurance companies: Unfair denial of coverage Failure to communicate important information to the claimant Failure to...

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Preventing Nursing Home Abuse

Older people in nursing homes and other care facilities deserve our respect, dignity, and proper care and attention. Unfortunately, sometimes nursing homes fail in their duties and older people are actually physically or psychologically harmed by the negligent or intentional acts of their caregivers. This nursing home abuse can be caused by poorly qualified and inadequately trained staff, staff with a history of violence, inadequate numbers of staff, the isolation of residents, and the reluctance of residents to report abuse out of embarrassment or fear.Who is Liable for a Nursing Home Injury?There are many ways in...

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Who is Liable for a Construction Accident?

Construction workers must deal with some of the most dangerous working conditions faced by employees in any industry. Construction workers face a variety of hazards, including falls from scaffolds and other elevations, being struck by moving or falling machinery, electrocution, health hazards resulting from exposure to asbestos and chemicals, injuries caused by defective or unsafe equipment, and lifting and repetitive motion injuries. As a result, work-related construction accidents occur very frequently.Who's Liable for a Construction Accident?There can be a wide variety of individuals involved at a construction site, including the site's landowner, design and engineering professionals, contractors, construction...

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Colorado Worker’s Compensation: Your Employer’s Responsibilities

In Colorado, employers are required to purchase insurance for their employees from a workers' compensation insurance carrier. When a worker is injured, his or her claim is filed with the insurance company, or self-insuring employer, who pays medical and disability benefits according to a state-approved formula.What if my Employer Fails to Provide Worker's Compensation?In Colorado, employers without workers' compensation insurance are subject to fines, criminal prosecution, and civil liability.Some penalties include:FinesProsecution in criminal courtsPersonal liability of the employer for any workers' compensation benefits due injured workersEmployees can take legal action in civil court to recover...

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Workers’ Compensation in Colorado: Frequently Asked Questions”

What is Worker's Compensation?Workers' compensation is a state-mandated program that provides compensation to employees who suffer injuries and illnesses on the job. It acts a safety net for employees. In Colorado, businesses must have workers' compensation insurance to cover employee injuries. Workers' compensation laws are designed to ensure that employees who are injured on the job receive fixed monetary compensation, without having to litigate their claims against their employers. Thus, filing a workers' compensation claim is similar to filing an insurance claim; it isn't a lawsuit against an employer, but rather a request for...

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What is Negligence?

Negligence is a critical component of a personal injury lawsuit. In order for the plaintiff to receive compensation for damages, the plaintiff and his or her attorney must establish negligence on the part of the defendant. Therefore, a basic understanding of the concept of negligence is important to anyone who has sustained a personal injury as a result of an auto accident, pedestrian accident, workplace accident, slip-and-fall accident, medical malpractice, or other accident.In a personal injury lawsuit, a person or business can be held liable for injuries sustained by the plaintiff under the legal concept of negligence. ...

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Frequently Asked Questions: Colorado Class Action Lawsuits

What is a Class Action Lawsuit?A class action lawsuit is one in which a group of people with the same or similar injuries sues a defendant as a group. Each group member is then eligible to receive a portion of the total compensation (if any) from the outcome of the case. This has several advantages to group members. A class action allows for legal action that might otherwise be impractical for individuals to undertake themselves. Class action participants often suffer injuries that may not be severe or expensive enough to justify...

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What if I’m Injured in a Pedestrian Accident in Colorado?

Every year, thousands of people die in pedestrian accidents, and tens of thousands are injured. Pedestrian accidents can be accidents in which a pedestrian is killed or injured by a vehicle or non-vehicular: the result of poor property maintenance, sidewalk or parking lot defects, or construction or other debris. Pedestrians injured as a result of someone else's negligence may be entitled to recover damages for their injuries.Negligence means the failure to do (or not do) something that a reasonable person in similar circumstances would have done to protect others from foreseeable risks. In a pedestrian accident, the...

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What to Do if Involved in a Colorado Motorcycle Accident

Statistics show that motorcyclists are about 26 times more likely to die in auto injury accident, and 5 times more likely to be seriously injured. Motorcycles lack crashworthiness and substantial barriers for occupant protection, and are much lighter and much less stable than a typical automobile. Due to the much greater potential for death or serious injury associated with a motorcycle accident, motorcycle riders must be more protective of their own safety and more aware of their legal rights and options than other motorists. How are Motorcycle Accidents Different?In addition to the much greater potential for serious injury...

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Commercial Truck Accidents: What you Need to Know

An automobile accident involving a commercial truck, such an 18-wheeler, and a passenger vehicle can be much, much worse than a typical auto accident. A fully loaded semi truck can weigh 80,000 lbs. The average passenger vehicle weighs about 3,000 pounds. The basic laws of physics say that an accident between two vehicles with such a tremendous size disparity is going result in more serious and fatal injuries. The danger from the size disparity in commercial truck accidents can be compounded by the kind of cargo the truck is carrying. Some commercial trucks...

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